Residing in The Gambia

SUMMARY
I get pleasure from touring spherical West Africa, notably spherical culturally rich areas mixing nature with fashionable infrastructural developments. Every my air and road travels spherical this ECOWAS subregion inside the remaining 15 years has been every instructive and enriching for me. I have been culturally immersed with selection in languages, religion, custom, meals, construction, native climate, monetary life, pure world.

The knowledge acquired, cannot be quantified in monetary phrases, and that i’ll counsel this educational excursions to our youths to permit them acknowledge and tolerate completely different cultures, thus reducing conflicts and disputes amongst worldwide areas. Elsewhere, i’ve written and held plenty of seminars on working and dwelling in Ghana about 11 years prior to now.

As we communicate, the success story of Ghana is apparent to all and this nation Ghana, has emerged as among the many best economies inside the subregion. As soon as extra, i am introducing one different rising good monetary system to you, The Gambia.

Sooner than all the world flood proper right here, and in addition you'll be uncared for, why not take my advise severely and make investments, work, reside or trip on this gorgeous nation to experience what I'm talking about? I like this peaceful nation blessed with hospitable people. Gambians welcome you with pure inspiring smiles. The Gambia is bounded spherical by an historic river, rich in pure sources of sea meals, animals and therapeutic powers. Welcome to The Gambia, the smiling coast of West Africa.

From the pure implausible factor about Makasutu Village, historic web sites of Kunta Kinteh village, James Island, Kachikally Crocodile pool, Kanilai Farm, and so many various web sites to the seashores and folk, you may hardly have to go away. Little shock, there are so many repeat vacationers coming to The Gambia for the earlier 10-15 years that I've met. They arrive from all through Europe, Americas, Asia and Africa. On the seaside, the beauty of the Sea, the sand and photo voltaic will remind you of Mother Africa.

How regarding the funding native climate, very favorable and investor nice.With a gentle monetary system with a single digit inflation payment and overseas cash commerce of US $ 1.0 = GMD26 (As at ninth April, 2010). The Gambia is a multicultural nation with an entire lot of immigrants from West Africa, Europe, America, Heart East and Asia utterly dwelling as consumers, working with plenty of NGOs, some retired consumers whereas many others are engaged in importation corporations and owned plenty of procuring malls. The Gambia is dwelling to consumers, volunteers, professionals pursuing their career, and trip makers who’ve made this peaceful nation their trip spot. Welcome to The Gambia, the place there isn’t any such factor as a discrimination primarily based totally on religion, creed, coloration, race, gender, social standing, incapacity and with zero tolerance to corruption. Study on! Alsamadeh!

MARKET
The foremost markets are in Banjul, Serrekunda and Brikama. Proper right here, it’s possible you’ll retailer for staple meals like fish, meat, greens, clothings, jeweleries and vogue gear. The locals welcome people with pure smiles after exchanging the religious greetings: "Asalamalekun", which means, peace be unto you. Traditionally, Gambian women go to market every single day to buy what to cook dinner dinner.They’re usually seen with the plastic baskets with holders thronging to the busy markets to purchase current fish, meat, greens and take time to greet each other asking after each others' households, relations and rise up so far about current social events and completely different women gossips. Numerous the elites, nonetheless, favor to purchase in procuring malls spherical Kairaba Avenue, and buy meals in big parts to retailer at dwelling.

Mini-markets, or what some identify supermarkets are all over the place within the Greater Banjul house competing with the usual markets. There are moreover the neighborhood retailers, generally known as "Fulah Retailers", owned principally by Mauritanian residents and in some situations by Guineans. That’s the place to get the regionally made bread generally known as, "Tapalapa". That’s usually an prolonged banana fashioned clay oven baked bread that is usually transported on bicycles by the suppliers early inside the morning, mid-day and sunset time. I favor purchasing for this, when current, it's tender and additional attention-grabbing than the stale hardened and uninviting ones. A full one goes for D5 and the half is D2.50. The bread is commonly purchased with a pleasing unfold of butter, mayonnaises, egg, potato and spiced with jumbo or maggi sauce counting on the shopper's preferences.

There could also be moreover "Senfu", which has a crumb nature and cheaper, being purchased for D3 for a full roll. Nonetheless, i seen the "Senfu" is not as filling as a result of the "Tapalapa" that will protect me going for all the day, like a bowl of "Fufu", which is the energiser for a lot of Nigerians, Ghanaians and Sierra-Leoneans in The Gambia. The native "Fufu" not like these current in Ghana and Nigeria are constituted of "Saddam Rice", because it’s generally known as regionally, by milling it into powder and cooked proper into a powerful paste in a pot. The popular lunch meal, amongst Gambians, is the jollof rice, regionally generally known as "Benechin". Varied sorts of stew are able to eat the rice meal like "Plasas", "Super ganja", "Damoda", and so forth. I profit from the Gambia breakfast meal of "Thura Girthe", which can be very rich in protein. It’s a mixture of successfully pounded rice cooked with milled groundnut and eaten with an growth of yogurt "Bitter Milk".

Gambians eat collectively. Small groups of between 5-Eight people are sometimes seen consuming from the equivalent bowl, and however, when a buyer appears, he or she is beakoned to nonetheless be part of them and share out of it. That’s the actual love, i'm however to see wherever. When you occur to imagine there isn’t any such factor as a free meal wherever, you're improper; come to The Gambia! This make clear the reason for very low or non-existent crime payment. Not lower than, a lunch meal is assured for anyone dwelling in The Gambia. Meals is shared, no person goes dwelling hungry. The women moreover waste an entire lot of meals by always preparing masses anticipating friends to hitch them when serving their meals. They bundle deal the rice meals in big huge bowls with a cover and wrap it in a traditional technique with materials, that may protected the meals from spilling and carry to their husbands at their respective working areas for them to eat with colleagues. Usually, they go journey prolonged distances, to ship the meals, like a family dwelling in Lamin and the husband working in Serrekunda.

WORK HOURS

The official working hours is Eight am- 4pm from Monday to Thursday. Friday is half day. Most of Gambians are Muslims, and they also go for the Friday Specific prayers inside the afternoon. Although, the "African time" thought stays to be prevalent among the many many people, that’s widespread with the federal authorities staff, the non-public sector is finest. Most extreme enterprise appointments start from 9am, even supposing, they’re scheduled for 8am.

The foremost motive sometimes for arriving at late work, might be on account of unavailability of financial autos to maneuver staff to their respective areas of labor. Even, at areas of labor, Gambians do not forget to take their Chinese language language pure tea generally known as "Atire".

GAME OF FOOTBALL

A main time buyer, to the Gambia will assume the game of soccer has it's origin from proper right here, as a result of love and keenness hooked as much as this sport. There are pretty quite a few playgrounds which may be on no account saved idle as a result of teeming youths that religiously apply and play every single day matches, notably inside the evenings after work or college. Equally, on weekends, very very first thing inside the morning, you may uncover all people exercising or having fun with the game they love most; soccer.

The discussions of most of these youths that constitutes half of the nation's inhabitants is centered on the European matches. Teams like Manchester United, Chelsea, Manchester Metropolis, Arsenal, Barcelona, ​​Precise Madrid, AC Milan and completely different huge teams have passionate followers in The Gambia.

There are numerous Soccer Viewing amenities which may be making a fortune displaying the reside matches to most Gambian. Although, a number of of those youths could not know the capital of Nigeria, they sometimes inform me it's Lagos, nevertheless they positively know all the European Membership Managers, first line ups and transfers of these key avid gamers, to not communicate regarding the latest scores inside the premiership or championship.

The Gambia's nationwide group, generally known as the "Scorpion" is adored and in addition you dare not say one thing unhealthy in opposition to this group in order to not incur the wrath of my soccer lovers. A loss in sport when "Scorpions" play, will flip all of the nation proper right into a grave yard, "a mourning interval". Nonetheless with a win; the Brazilian samba dancers will envy the dance steps of every the youthful ladies and boys singing: "ho, ho ho ho, ha, ha, ha, ha..haleyomii". Subsequently, to make buddies with Gambians could be very straightforward, merely select up a soccer matter!

BEACHES

The climate circumstances of The Gambia is barely utterly completely different from completely different ECOWAS worldwide areas. There is only one cycle of rainfall which begins spherical June and ends spherical October. It is usually scorching by means of the raining intervals, not like completely different worldwide areas which have chilly intervals.

The Hamattan interval begins from November to February. Nonetheless, the local weather experiences erratic changes sometimes. The seashores are clear and provide succor to visiting vacationers that have to experience the beauty of the photo voltaic, the ocean and the sand of the gambia.

There are a selection of seashores to go to. From Banjul seaside to Palma Rima, Senegambia and as a lot as Sanyang. There are so many private seashores alongside this line. Most white vacationers generally known as "Toubabs" are sometimes welcome at these seashores which have participating standard bars with pure juice, canned drinks, barbecue and explicit packages for friends.

The menace of "bumsters" have been curtailed and there are vacationer police patrolling plenty of the busy seashores to discourage the "unsolicited buddies." The seashores are besieged by just about all Gambians all through festive intervals or all through important musical live performance occasions or reveals.

FESTIVE PERIODS

A buyer arriving The Gambia spherical Easter or Christmas will assume all Gambians are Christians, with the celebration and partying. Equally, throughout the Muslim festivals of "Koriteh or Tobaski" will give one the impression that there isn’t any such factor as a single Christian in town.

That’s the sweetness and number of the Gambian hospitality and tolerance of various religions in The Gambia. The people get pleasure from good music. The native artists are adored, a number of of whom are Jalibah Kuyateh, Titi Kololi, Freakie Joe, Asan Njie, Olugander and Sambou to say only a few.

The women, every youthful and former, get pleasure from dancing. The very bodily dances of leaping and kicking the air is widespread and that i sometimes shock the place the women get the extra vitality and power from. Some youthful males that are not used to these dances, dare not drawback these women in a dancing rivals, if they do not should be hospitalized.

The leisure enterprise is because of this truth very vibrant. Most people settle down by watching Nigerian, Senegalese and Ghanaian dwelling films. There are a selection of video rental retailers to pick out the latest Nigerian films from. Loads of the banks and inns current worldwide channels like DSTV, CNN, AlJAZEERA, EUROSPORT and so forth.

PAID WORK IN THE GAMBIA

Except for ECOWAS nationals, which may be allowed to work freely in some key authorities sectors like Coaching and Judiciary, completely different nationals are solely allowed to work as expatriate and have to endure a scrutiny and get approval from the immigration division, sooner than they’re usually permitted to work with the federal authorities.

Nonetheless, consumers are allowed to herald their work strain, provided they abide by the immigration authorized tips of buying a bit / residential enable. Openings exist all 12 months spherical for licensed lecturers in Senior secondary schools all over the place within the nation.

Loads of the vacancies are sometimes stuffed by Nigerians, Ghanaians, Senegalese, Sierra-Leoneans, Liberians and a handful of various ECOWAS nationals. Openings moreover exist for lecturers in School of The Gambia, plenty of expert teaching institutes and completely different tertiary institutes like Administration Enchancment Institute (MDI), Gambia School and Gambia Technical Teaching Institute (GTTI).

Although, the non-public institutes remuneration is bigger than the federal authorities pay scale. Loads of the secondary schools inside the provinces are in need of lecturers, most lecturers pretty favor to change to town cities leaving the agricultural villages with out licensed educating strain.

Authorities sponsored schools remuneration bundle deal for non-Gambian lecturers are between D3,500-D4,000 per shift (Morning or afternoon) counting on the entry diploma experience and qualification. The private schools pay between D4,500-D10,000, counting on the varsity and experience of the teacher.

Most schools favor lecturers which have gathered "Gambian experience", which means, they need to have taught in The Gambia for some years to understand the system. Combining every shifts means additional earnings. Most authorities schools favor to pay full wage for the morning shift and half wage for the afternoon shift. There are completely different plenty of alternate options of earnings incomes, by organizing study programs for the students after shut of college by some lecturers. Most lecturers sometimes change college to those paying additional, and every time interval witnesses a mass drift of lecturers spherical.

The coveted schools are: Marina Worldwide, SBEC, Zenith, SOS, Scanaid and West African Worldwide. Linguistics and sciences are the favored matters sometimes in extreme demand. English language, English Literature, Arithmetic, Further Maths, Physics, Chemistry, Biology, Agric Science, Utilized Electrical power and so forth, are "scorching cake" matters for many schools.
ECOWAS licensed lecturers (M.Sc, B.Sc & HND holders inside the matters listed above) are sometimes being employed in secondary schools in The Gambia.

Completely different professionals wished to work inside the private sectors are:

1. Authorized professionals with LL.b diploma which have effectively achieved Regulation college and generally known as to Bar to work as
Magistrates / Judges with the Ministry of Justice.
2. Expert Graphic & Website online Designers.
3. Expert Advertisers.
4. Desktop & Laptop computer laptop Restore Technicians.
5. Automobile Technicians.
6. Theater Arts & Dramatic artists.
7. Film Directors & Producers.
8. Expert Actors & Actresses.
9. Radio & TV Program Presenters.
10. Fish Breeding & Farming
11. Aquarium Making & Gold Fish Rearing.
12. Administration Enchancment Trainers.
13. Trainers in distinctive experience & vocations.
14. Cottage Commerce set-up trainers (Physique lotions, soaps, cartons, shoe polish and so forth.)

The financial enterprise has witnessed an distinctive progress with addition of additional banks changing into a member of the league currently, bringing the general number of banks to 14 inside the Gambia. Most of these Nigerian banks are opening up branches and may need additional employees.

Although, it is cheaper to lease the locals than expatriate by the banks, as a result of explicit tax paid for not hiring Gambians. The equivalent rule applies to the lodge and tourism enterprise. The Non Governmental Organizations, NGOs are allowed to herald their personnel.

Volunteers are moreover welcome in The Gambia. Volunteers can have a cultural immersion and obtain worldwide experience on this peaceful nation. For trip makers, i will counsel visiting this small nevertheless distinctive nation for these in search of a Peaceful, Cheap and Memorable African Retreat (PAMAR!)

INVESTMENT OPPORTUNITIES

1. ECOWAS CITIZENS

The federal authorities welcome funding in all sectors, explicit consideration is, nonetheless, given to Agriculture as a result of significance of meals security to any nation. Completely different sectors like Precise Property & Properties, Mining Commerce, Lodge & Tourism, Nicely being, Coaching, Manufacturing and Agro-allied Sectors are key areas to enter and get authorities incentive, in tax discount and full assist.

ECOWAS residents get pleasure from free movement of people and gadgets contained in the 16 worldwide areas block, the required capital wished to re-locate to the Gambia to work, reside, make investments or trip is manner decrease than what’s required to cool down in several ECOWAS worldwide areas. With {the electrical} power tariffs coming down (due to the federal authorities initiative), NAWEC, {the electrical} power agency is doing her best to make sure regular present {of electrical} power and plenty of corporations solely rely on this regular electrical power present.

Incidences of armed theft assault are very unusual. I’ve not seen or witness or hear about armed theft assaults inside the remaining six years. I solely be taught in one in every of many newspapers, one or two events, about such assaults inside the provinces some few years prior to now. Of us switch about with out fear of molestation or assault. Petty cellular phone theft are sometimes widespread.

The residential properties are moderately priced, and rents of 1 to some months advance funds, are demanded. The people are warmth and hospitable. For as little as D500 per thirty days, a room might be rented throughout the busy areas like Brikama, Latrikunda, Lamin, Tabokoto, Wellingara and Coastal road areas.

The 2-bed room flats with all the conveniences goes for between D1,500-D2,500 per thirty days in these areas counting on the finished type and proximity to the busy highways. ECOWAS residents can enter and settle inside the nation with alternate options to start small corporations.

For these good residents inside the nation, there are a variety of corporations to pick out from and do effortlessly on this funding nice nation. Anyone coming to the Gambia for the first time, ought to to start with plan and put collectively, realizing what to do and the place to stay and having ample particulars in regards to the custom and enterprise native climate.

2. WORLDWIDE INVESTORS (MEDIUM / LARGE SCALE BUSINESSES)

The actual areas, good consumers, can rush into to take a place presently, from our detailed evaluation findings are:
A) Organising a personal faculty with residential campus to attract all ECOWAS residents.
B) Eateries like MacDonald's, Rooster George, Mr. Briggs, Sweet Sensation, Tantalizers, TFC, and so forth
C) Botanical Yard / Love Yard throughout the Vacationer areas.
D) Developing low worth homes to be purchased or rented out to people.
E) Flooring nut processing manufacturing unit.
F) Feed Mill for Poultry, Rabbitry and Turkey Manufacturing.
G) Cashew Processing Manufacturing unit (CNS Oil, brake oil, glue, rubber, electrical wires and so forth).
H) Pure Juice canning manufacturing unit (Fruits like mangoes, orange, lime and so forth abound).
I) Current Flower manufacturing and export.
J) Fish Canning / Meals packaging for export.

There are completely different 90 corporations we now have surveyed to be potential immediate money earners for good consumers to deal with. Kindly request for an in depth problem profile on this. The Gambia Funding Promotion and Free Zones Firm, (GIPFZA) welcome consumers with distinctive presents of tax discount, authorities assist and non-bureaucratic processing of compulsory paperwork to allow for quick set-up and funding inside the Gambia.

To have a very good considered ​​the enterprise native climate, i prefer to advocate that every one potential consumers be taught the latest enterprise itemizing (The Gambia Enterprise Itemizing).

INFRASTRUCTURAL DEVELOPMENT & BUSINESS ENVIRONMENT

The Gambia, though small, nevertheless has a powerful monetary system with fourteen enterprise banks, Four GSM companies, an excellent number of airways plying the subregion and the floor world. There are larger than 5 every single day newspapers, spherical eight radio stations and plenty of inns of worldwide necessities along with the 5-star Sheraton Lodge.

The foremost roads from the airport to most busy enterprise amenities like Kairaba, Brufut, West Space, Senegambia, Brikama, Latrikunda and Banjul are all tarred with successfully lighted avenue lights. Clear, current and dealt with pipe borne water is available on the market to most homes 24hrs uninterrupted.

Communication and internet suppliers are pretty cheaper than most completely different worldwide areas. The value of starting a enterprise in The Gambia is manner cheaper every inside the temporary time interval and future. The true property enterprise is having enjoyable with a tremendous progress with 30% return yearly on investments, and the Meltdown phenomenon is not merely noticeable in The Gambia.

The Gambia is a vacationer trip spot and repeated friends are widespread on this nice and peace loving smiling coast of The Gambia. Although, The Gambia is a tax primarily based monetary system, the federal authorities makes substantial earnings from Tourism and exportation of agricultural commodities like Groundnut, Fishes, Cotton and powerful minerals.

It is compulsory for every resident to have a TIN amount (Tax Identification Amount) sooner than a checking account might be opened. New buildings are arising every single day and it isn’t unusual sight, to see plenty of the property homeowners selling their cellphone contacts for these involved with renting or leasing these properties from extreme rise buildings in Senegambia axis, Kairaba, Fajara, West Space, Tallinding, Tabokoto , Abuko, Lamin, Yundum and so forth.

Gambians in diaspora are dashing dwelling to take a place on this extreme yielding property sector. A buyer that remaining visited the nation a 12 months prior to now, will uncover a distinctive distinction on this infrastructural developments. The Gambia is a transparent nation, notably with the introduction of the month-to-month cleaning exercise routines, generally known as "SETSETAL", which is a selected cleaning day for everybody on the ultimate Saturday of the month between the hours of 8-1pm and thereafter there could also be free movement .

Municipal officers go spherical to ensure the wastes are appropriately disposed and assure compliance to the regulation, that every one retailers and corporations most be closed and no movement of financial autos, until the highest of the cleaning prepare.

Nicely being good, it is protected to reside in The Gambia, on account of the nicely being provide system could also be very surroundings pleasant and successfully outfitted with the perfect medical personnel on the earth. There are quite a few nicely being amenities, successfully unfold throughout the nation with ambulances standing by to shortly evacuate emergencies to Royal Victoria Instructing Hospital, RVTH, Banjul the place troublesome situations are sometimes taken.

Visitors coming for the first time, on account of this truth, are prompt to take the acceptable vaccinations advisable. ECOWAS residents ought to take vaccinations in opposition to yellow fever, meningitis, Polio and so forth and assure these are stamped on their Yellow Card, that’s even taken additional severely, when touring by road through Benin, Togo, Ghana, Burkina Faso, Mali and Senegal to The Gambia . Not having a authentic Yellow Card may worth you a fortune in fines you'll be requested to Pay!

Medical suppliers is free to Gambians, in addition to the registration card which is D5 solely. ECOWAS residents are, nonetheless, required to pay for worth of remedy and hospitalization, counting on the remedy. Vacationer visiting The Gambia are prompt to have a Journey Insurance coverage protection when visiting

Transportation contained in the nation is fairly priced. Shifting from one location to a distinct is sort of simple. There are three courses of financial road transportation. One, is the enterprise Bus, that solely allow most of three passengers on a row which is useful, not like Four on a row in plenty of completely different worldwide areas. This type of buses go throughout the principle areas like Banjul to Serrekunda (D6), Banjul to Tabokoto (D10), Banjul to Brikama (D15), Serrekunda to Senegambia (D5) and so forth.

The second class is the yellow and inexperienced painted taxis that take people for D5 a drop or chartered suppliers for a lot of vacationers and locals, generally known as "Metropolis Journey". The ultimate class, are the inexperienced painted and branded "Vacationer Taxis" for vacationers from and to the airport, lodge areas, most seashores and historic web sites for model spanking new friends. They’re dearer than the yellow painted ones.

In addition to when it’s vitally important, first time friends are, nonetheless, impressed to stay away from going out throughout the frenzy hours, like 7-8am and 4-6pm, notably when commuters are going to or coming back from work. From Tabokoto, Lamin, West space, Serrekunda and Brikama inside the morning to Banjul and returning once more dwelling inside the night time is always very hectic and dear to take a taxi. The bus-stops are sometimes congested and the positioning guests chaotic spherical these intervals.

There are numerous successfully organized tour operators with luxurious air conditioned buses to pick out from and to the airport all friends and vacationer that set up their visits through them. As well as they affiliate with most inns on excursions to historic web sites and throughout the cities.

There house ferry suppliers on the market to maneuver people all through the River Gambia. From Barra to Banjul is D25 solely. Visitors can can be found to the nation each by land through the Gambian border with Senegal at Hamdallah, or from Guinea and Cassamace, Senegal through Basse. By air is through the one airport at Yundum. The Banjul Worldwide Airport, among the many best inside the subregion with the longest run-way and classy radial facilities put in.

The airport is not always busy and vacationers must always inform any person to pick out them on the airport, notably by means of the weekends when enterprise actions are low. Nonetheless, vacationer taxis could be discovered at any time for between D500-D800 counting on the house, usually between 15-30km from the airport.

There is a Bureau de Change on the airport to range money from completely different currencies like Euro, {{dollars}}, kilos and CFA to Dalaisi. For Visa Card carriers, there could also be ECO Monetary establishment ATM on the airport. Monetary establishment PHB and Perception monetary establishment even have their ATMs on the airport.

On arrival inside the nation, when you hear "Nagadef?", Which implies how are you, merely reply "Jamarek", which means i'm good. After a hand shake, say "Jerejef", which means thanks.
Jerejef, Jarama, Baraka (which means thanks in Three utterly completely different native languages).

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